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Members and spouse premiums are adjusted when the member reaches a new five-year age bracket, with the adjustment made on November 1st, based on the member's age on April 30th of the following year.

Contact:

Anthony Mancuso
800-773-5923

Members Rates: Bi Weekly Premiums
Members can apply for up to $250,000

Age >30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74 75-79 80+

Policy Amount

$10,000 0.46 0.76 1.08 1.50 2.22 3.60 6.20 7.62 11.98 17.44 21.08 23.48
$15,000 0.69 1.14 1.62 2.25 3.33 5.40 9.30 11.43 17.97 26.16 31.62 35.22
$25,000 1.15 1.90 2.70 3.75 5.55 9.00 15.50 19.05 29.95 43.60 52.70 58.70
$35,000 1.61 2.66 3.78 5.25 7.77 12.60 21.70 26.67 41.93
$50,000 2.30 3.80 5.40 7.50 11.10 18.00 31.00 38.10 59.90
$75,000 3.45 5.70 8.10 11.25 16.65 27.00 46.50 57.15 89.85
$100,000 4.60 7.60 10.80 15.00 22.20 36.00 62.00 76.20 119.80
$125,000 5.76 9.50 13.50 18.75 27.75 45.00 77.50 95.25 149.75
$150,000 6.90 11.40 16.20 22.50 33.30 54.00 93.00 114.30 179.70
$175,000 7.25 11.97 17.01 23.63 34.96 56.70 97.65 120.02 188.69
$200,00 8.28 13.68 19.44 27.00 39.96 64.80 111.60 137.16 215.64
$225,000 9.32 15.39 21.87 30.38 44.96 72.90 125.55 154.31 242.60
$250,000 10.35 17.10 24.30 33.75 49.95 81.00 139.50 171.45 269.55

Spouse Rates: Bi Weekly Premiums*
Spouses can apply for up to $150,000 but cannot exceed member's coverage

Age >30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69

Policy Amount

$10,000 0.60 0.84 1.14 1.50 2.22 3.60 6.20 7.76 12.14
$15,000 0.90 1.26 1.71 2.25 3.33 5.40 9.30 11.64 18.21
$25,000 1.50 2.10 2.85 3.75 5.55 9.00 15.50 19.40 30.35
$35,000 2.10 2.94 3.99 5.25 7.77 12.60 21.70 27.16 42.49
$50,000 3.00 4.20 5.70 7.50 11.10 18.00 31.00 38.80 60.70
$75,000 4.50 6.30 8.55 11.25 16.65 27.00 46.50 58.20 91.05
$100,000 6.00 8.40 11.40 15.00 22.20 36.00 62.00 77.60 121.40
$125,000 7.50 10.50 14.25 18.75 27.75 45.00 77.50 97.00 151.75
$150,000 9.00 12.60 17.10 22.50 33.30 54.00 93.00 116.40 182.10

*Use member's age to calculate spouse's premium

Dependant Children Rates: Bi Weekly Premiums

$5,000 0.36 $10,000 0.72